Insurance can provide you peace of mind knowing that you are protected from the worst case screnario

  • Life insurance in its simplest form is there to leave money for your family in case of a your passing. These funds can be used to cover expenses or long term financial obligations such as a mortgage or your children’s education fund.

  • Life Insurance can be owned by businesses for many different reasons:

    • To fund a Buy-Sell Agreement in case of the passing of a co-owner, or to facilitate a succession plan

    • To insure the life of a key person that works in the business. This can allow funds to hire a replacement, or to buy some time to reorganize the business

    • Tax planning to help minimixe tax liability of your corporation at death

  • When structured the right way, life insurance can be used to pass your life savings down to the next generation of your family or even pass it to their children and create a multi generational legacy.

““Life Insurance is the only tool that takes pennies and guarantees dollars.””
— Ben Feldman

  • Disability Insurance is considered to be the second most important type of Insurance. We can set you up with coverage that insures your income so should you become sick or injured, you can focus on healing instead of scrambling to find ways to cover your bills.

  • If you are the only owner and employee of a small business, theres no one else to keep the business going while you’re down and out. With a disability policy owned by the business, you may be able to use the benefit to hire someone to run the business while your recovering.

  • Should you become sick, you may able to take time off of work to focus on healing and spending time with your family.

  • Should a business partner become sick, it could trigger the buy-sell agreement and force a them to sell their shares. With the benefit paid from the policy, the company could buy the shares instead of paying out of the company’s retained earnings or having to sell assets to cover the cost.

“If you’ll insure your car, your house, and your jewelry, why won’t you insure the income that paid for them?”
— Some wise Issurance broker...

  • Individual health and dental plans are a good way to look after your day to day medical expenses. There are many plan options available to cover your drugs, dental, and paramedical costs so you’re not paying out of pocket.

  • If you run your own business and don’t want to pay for the extra costs of a traditional benefits plan. HSAs are a great way for you to cover your personal medical expenses, have your business pay for it. *pending accountants approval.

  • If you run a business and are looking for a traditional benefits plan to look after your team. We can help find a few different options for you choose from that will fit your needs.