FAQs
What type of insurance do I need?
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Everyone has a unique living circumstances that require different insurance needs. A discussion with our licensed insurance advisor will provide you with some suggestions based on your life, family, and living situation. You can also use our “Needs analysis tool” to get a rough idea of what you may need.
How much does insurance cost?
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This is challenging question with the answer everyone loves. It depends. The cost of insurance premiums is directly linked to the probablity of the benefit needing to be paid out by the insurance carrier. For example, life insurance for 5 years of coverage on a 21 year old healthy non-smoking female will be much less expensive than 30 years of coverage for a 60 year old diabetic smoker. The type of insurance also will change the cost so make sure you book a constult with one of our advisors.
Why do I need insurance?
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If there is a person, family, or a business, that would be put in a challenging situation should someone pass away, get sick, or become disabled; insurance allows for you to make plan to protect it . Insurance can provide a benefit to help cover the costs to pay off debt, medical bills, replace income, or cover tax liabilities in times of rapid life change.
How can I contact you?
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You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.